Feeds:
Posts
Comments

Archive for April, 2016

Susie and I started our life together like many others with basically nothing in regard to money and possessions. Married halfway through college our major goal was to finish college without being in debt. So after two years of marriage all we owned fit into our tiny Datsun F-10 alongside our baby son and lone piece of furniture, a rocking chair.

Things didn’t get any better financially the next few years. I ended up out of work and we were poor, really poor. When I finally got a job it was minimum wage. I don’t know how Susie managed to feed us the way she did. And somehow, by God’s goodness, we paid our bills.

Well that baby who traveled with us in the Datsun F-10 turned out to be a very smart little fellow. Turns out he has like an almost photographic memory, which meant he beat me at Memory at age three, right after he figured out that for the past six months Daddy only won by following his eyes. When he started looking in other directions I was toast.

That little rascal wasn’t just good at Memory, he was also good at money, saving it, managing it, keeping track of it. I don’t remember exactly when it started, but I remember why. I needed some money for gas and we lived an hour from or bank, and we really didn’t have anything in the bank. In my need I borrowed from the smart little fellow. He was more than willing, but I think he already had memorized Proverbs 22:7, The rich rules over the poor, And the borrower becomes the lender’s slave” (NASB). So now he could not only beat me in Memory but he could also call in my loan. “Hey Daddy, you might really want think about that spanking because your current balance is minus $30.00.” Good thing he was not the kind of conniving kid his Daddy was as a kid.

Once, as I was trying to settle my current account with him (I think he was twelve by then) we disagreed on the figure. I could have sworn I had made a previous payment, but whose memory was more reliable? Whose figures did we eventually go by? You probably guessed it.

That little guy is now a grown man with his own family. I so hope his sons will have photographic memories and whoop their Daddy’s behind in memory and who knows what. But they won’t end up loaning him money because he is still good at managing it, saving it, keeping track of it, and even more importantly, being generous with it.

It is much easier to be generous when you are not in debt. That little “loan shark” of ours figured that out too. He delighted in figuring out his tithe (10% you honor God with) of whatever money he was blessed with. He loved buying his sisters treats. He enjoyed giving extravagant gifts. That’s much easier to do when you are in the black and not in the red. In the red the first obligation is to the one you owe, and depending on how much you owe there might not be anything left to be generous with. It is tough to experience “It is more blessed to give than to receive” Acts 20:35 (NASB), when you are in debt.

One more thing, it is amazing what can happen to us financially and materially when four things come together: 1. Working hard, 2. Managing well, 3. Honoring God, and 4. Generosity.

“I have been a constant example of how you can help those in need by working hard. You should remember the words of the Lord Jesus: ‘It is more blessed to give than to receive” Acts 20:35 (NLT).

 “Honor the LORD with your wealth and with the best part of everything you produce” Proverbs 3:9 (NLT).

 “Again, the Kingdom of Heaven can be illustrated by the story of a man going on a long trip. He called together his servants and entrusted his money to them while he was gone. He gave five bags of silver to one, two bags of silver to another, and one bag of silver to the last—dividing it in proportion to their abilities. He then left on his trip. The servant who received the five bags of silver began to invest the money and earned five more …” Matthew 25:14-16 (NLT).

 “… God loves a cheerful giver” 2 Corinthians 9:7 (ESV).

Wouldn’t it be great if we’d figure all of this out before the age of five? But even if we didn’t, today would be a great day to start.

To God be all glory. Love you, Pastor Hans

P.S. If you live in or around Don Pedro and you wonder how to make a start on the above why not sign up for an upcoming Biblical Financial Seminar in the month of May. Contact the church office ldpbaptistchurch@gmail.com, (209) 852-2040. If you do not live around here check out http://www.daveramsey.com/fpu/ or http://www.crown.org/ .

 

  

 

 

 

 

 

 

Read Full Post »

 

When Better Gets Us into Trouble, or A Better Better

We have it even if never really thought about it; in fact, the less we have thought about it the greater its grip on us and our behavior. I am talking about our definition of better. More money – better. Bigger house – better. More free time – better. Bigger TV, smarter smart phone, fancier car, kitchen, BBQ, furniture, … – all better. Notice how much better depends on more money.

How many of the following would you mark as better for you and us as a society? Greater devotion to God, to Christ, and his church. More generosity. More communal involvement. More sacrificial love. More commitment to marriage and family. Less stuff. More time to serve each other. Notice that all of them require time, money, but less for yourself.

Proverbs, the most extensive wisdom book of God’s word (the Bible), recognizes how easy it is to work out of a flawed definition of “better” and the need we have to check and adjust our definition of “better” against true wisdom. “Better a little with the fear of the LORD than great wealth with turmoil. Better a meal of vegetables where there is love than a fattened calf (T-bone steak) with hatred” Proverbs 15:16-17 (NIV, parenthesis mine). “Better is a little with righteousness than great income with injustice” Proverbs 16:8 (NASB).

The wrong working definition of “better” will breed discontent, greed, debt, ungratefulness, and all sorts of evil. A good definition of “better” recognizes the truth that “… true godliness with contentment is itself great wealth. After all, we brought nothing with us when we came into the world, and we can’t take anything with us when we leave it. So if we have enough food and clothing, let us be content. But people who long to be rich fall into temptation and are trapped by many foolish and harmful desires that plunge them into ruin and destruction. For the love of money (and all the things money can buy) is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows” 1 Timothy 6:6-10 (NLT, parenthesis mine).

It doesn’t come natural to us to work with, to live out of, a better definition of “better”. The Apostle Paul wrote that he had to learn contentment, continually gratefulness, and the joy of depending on God, “…I have learned how to be content with whatever I have. I know how to live on almost nothing or with everything. I have learned the secret of living in every situation, whether it is with a full stomach or empty, with plenty or little. For I can do everything through Christ, who gives me strength” Philippians 4:11-13 (NLT).

Two brothers were fighting over their inheritance. Clearly both of them thought more was better. Neither was content, happy, or grateful. Their definition of “better” was of no help, in fact their definition of better was more than willing to be unloving, unkind, use harsh words, and take each other to court. Court wasn’t going so well for one of the brothers so he turned to Jesus to help him arbitrate. Jesus refused, but he did challenge the one on the short end of the dispute to examine his definition of “better” and how it affected his heart, his attitude, his love, his relationships, and his life. Someone out of the crowd said, “Teacher, order my brother to give me a fair share of the family inheritance.” …  

Jesus replied, “Take care! Protect yourself against the least bit of greed. Life is not defined by what you have, even when you have a lot.” Then he told them this story: “The farm of a certain rich man produced a terrific crop. He talked to himself: ‘What can I do? My barn isn’t big enough for this harvest.’ Then he said, ‘Here’s what I’ll do: I’ll tear down my barns and build bigger ones. Then I’ll gather in all my grain and goods,  and I’ll say to myself, Self, you’ve done well! You’ve got it made and can now retire. Take it easy and have the time of your life!’ Just then God showed up and said, ‘Fool! Tonight you die. And your barnful of goods—who gets it?’ That’s what happens when you fill your barn with Self and not with God.” …

“Steep yourself in God-reality, God-initiative, God-provisions. You’ll find all your everyday human concerns will be met.  Don’t be afraid of missing out. You’re my dearest friends! The Father wants to give you the very kingdom itself. Be generous. Give to the poor. Get yourselves a bank that can’t go bankrupt, a bank in heaven far from bankrobbers, safe from embezzlers, a bank you can bank on. It’s obvious, isn’t it? The place where your treasure is, is the place you will most want to be, and end up being” Luke 12:13-21, 31-34 (MSG).

“Where has your “Better” taken you? Where will your “Better” take you? Is it time to adopt a better “better”? Is it time to Make sure that your character is free from the love of money (and all it can buy), being content with what you have; for He (God) Himself has said, “I WILL NEVER DESERT YOU, NOR WILL I EVER FORSAKE YOU” Hebrews 13:5 (NASB, parentheses mine).

To God be all glory. Love you, pastor Hans

 

 

 

 

 

 

 

 

 

 

 

 

 

Read Full Post »

How rich is God? “The earth is the LORD’s, and everything in it. The world and all its people belong to him” Psalm 24:1 (NLT). “’The silver is Mine and the gold is Mine,’ declares the LORD of hosts” Haggai 2:8 (NASB).

Let the reality of what you just read about God’s unfathomable riches sink in for a minute. It means:

  • He is able to supply for all of our needs.
  • He will never run out, be in debt, go bankrupt, or worry about tomorrow.
  • He is completely unfamiliar with not having enough.
  • He knows how to manage for the long-haul. He has been doing an outstanding job with the entire universe for as long as it has existed.
  • He has better financial wisdom than all those wealthy people listed in Forbes Magazine combined (which doesn’t mean we cannot learn from those who manage well).
  • He owns everything you and I and everyone else has. Which means we are accountable to him for how we manage what we have.
  • The ultimate purpose of wealth is to please and honor its owner – God.

How in the world has the wealthiest nation on earth got itself into an over $19 trillion and counting national debt hole? Take a minute and go to http://www.usdebtclock.org , it will make your head spin. Even more staggering is the over $64,000,000,000,000 (64 trillion) total debt in the USA. That means it’s not just the government, the states, counties, and municipalities that are lousy in managing money, it is also the average citizen (the total personal debt is over $17 trillion). Somewhere along the lines we have forgotten an important truth about managing money, “The rich rules over the poor, and the borrower is the slave of the lender” Proverbs 22:7 (ESV). When it comes to money and managing wealth we are collectively ignoring God’s wisdom and as a result are missing out on God’s blessing and ability to supply. God is not in the slavery business, but somehow our entire culture thinks that debt and the slavery that comes with it is a good thing.

If you are continually scraping by, never have enough, always borrowing, straining under a load of debt, forever worried, then maybe it’s time to tap into God’s wisdom, learn God’s ways, and seek God’s blessing.

The ancient Israelites needed to get back to God’s financial wisdom, they were limping from one financial crisis to the next. God told them, Bring the full tenth into the storehouse so that there may be food in My house. Test Me in this way,” says the LORD of Hosts. “See if I will not open the floodgates of heaven and pour out a blessing for you without measure” Malachi 3:10 (HCSB). They needed to go back and learn what the Apostle Paul wrote to the Corinthians who weren’t following God’s financial wisdom either, “And God will generously provide all you need. Then you will always have everything you need and plenty left over to share with others” 2 Corinthians 9:8 (NLT).

If what you have read so far in this pastor’s note is hitting a nerve, if the last two scriptures you read is something you want then here is what you do:

  • Establish or reestablish a real connection with God. It is always about more than money. You get into a right relationship with God trough faith in Christ. Call me, email me, or come to the next church service if you have questions on that (209 852-2029, dergermanshepherd@gmail.com, http://www.ldpbaptistchurch.com ).
  • Come to all of the April church services because God’s ability to provide and his financial wisdom is this month’s topic.
  • Sign up for the seminar that will follow the sermon series, so you can learn the practical application of God’s wisdom. Call or email to get on the seminar sign-up list. (If you don’t live in Don Pedro check out http://www.daveramsey.com/fpu/ , or http://www.crown.org/ ).
  • Take a moment right now and ask for God to help you, tell him you need him and his financial wisdom, ask him to forgive you for where you have mismanaged both finances and life, tell him you are interested in his ways and blessing.

The best time to get started is right now. Love you, Pastor Hans

 

 

Read Full Post »

%d bloggers like this: